# PNC Bank Club: Agent-Direct Score B (78.5%)

Site: https://www.pnc.com
Report: https://directindex.org/r/pnc.com
Scanned: 2026-11-12 (Provisional, with the action test and the assistant citation check still to come. The hatched part of the bar isn't measured yet.)
PNC Bank Club is mostly ready for agents.
An AI assistant can open PNC Bank Club's website. It can't find a menu or price list, so it answers from other sites. It finds a way to book or order directly on the site.

## Direct links
- Book directly: https://www.pnc.com/en/apps/appointment-setting/schedule-appointment.html?appointmentTypeGroupId=digital&appointmentTypeId=mcas001d&questionId__propid=DOT_NEWNAV (on the business's own site)
- Phone: (813) 888-6756
- Address: 401 Channelside Dr, Tampa 33602
- Languages: English

## Nearby, also direct
Places near PNC Bank Club that take a booking or an order on their own website, with no marketplace in between.
- Diamond Crown Cigar Lounge (10 m): https://directindex.org/r/jcnewman.com
- Fergs Live Sports Bar (140 m): https://directindex.org/r/fergslive.com
- Alter Ego (180 m): https://directindex.org/r/alteregotampa.com
- Columbia Cafe (200 m): https://directindex.org/r/columbiarestaurant.com
- SiX Tampa (210 m): https://directindex.org/r/sixtampa.com

## What to fix first
- **No menu or price list found.** (+7 points) Agents answer 'what do they offer?' from marketplaces instead. Add a page with the menu or price list and link to it from the homepage. Guide: https://directindex.org/guides/menu-pdf-ai
- **Structured data is incomplete.** (+4 points) Missing: telephone, opening hours. Guide: https://directindex.org/guides/structured-data-restaurant
- **No llms.txt.** (no points, but worth doing) Optional for now and cheap to add. It's a short text file that describes the business for language models. Guide: https://directindex.org/guides/llms-txt-for-a-business
- **The phone number on the site doesn't match the open map data.** The site shows 18887622265, but OpenStreetMap or Overture Maps lists (813) 888-6756. An assistant that sees two numbers can't tell which one to trust. Fix whichever is wrong, on the site or in the map data at openstreetmap.org.

## Fix kit: What to paste

Structured data (JSON-LD). Paste it as one block in the page's head, or in the builder's custom code box. Change anything that's wrong.

```html
<script type="application/ld+json">
{
  "@context": "https://schema.org",
  "@type": "BankOrCreditUnion",
  "name": "PNC Bank Club",
  "url": "https://www.pnc.com",
  "telephone": "(813) 888-6756",
  "address": "401 Channelside Dr, Tampa 33602",
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 27.942644781631174,
    "longitude": -82.4518346786499
  },
  "potentialAction": [
    {
      "@type": "ReserveAction",
      "target": {
        "@type": "EntryPoint",
        "urlTemplate": "https://www.pnc.com/en/apps/appointment-setting/schedule-appointment.html?appointmentTypeGroupId=digital&appointmentTypeId=mcas001d&questionId__propid=DOT_NEWNAV",
        "actionPlatform": [
          "http://schema.org/DesktopWebPlatform",
          "http://schema.org/MobileWebPlatform"
        ]
      },
      "result": {
        "@type": "Reservation",
        "name": "Reservation"
      }
    }
  ]
}
</script>
```

llms.txt. Save as /llms.txt at the root of the site.

```
# PNC Bank Club

> bank or credit union in 401 Channelside Dr, Tampa 33602, Tampa cafes and bars. Phone (813) 888-6756.

## Book or order directly

- Book: https://www.pnc.com/en/apps/appointment-setting/schedule-appointment.html?appointmentTypeGroupId=digital&appointmentTypeId=mcas001d&questionId__propid=DOT_NEWNAV (on the business's own site)

## About

- Website: https://www.pnc.com
- This file follows llms.txt (https://llmstxt.org): a short plain-text description for language models.
```

## Already right
- **robots.txt lets AI crawlers in.** No rule blocks the main AI user agents.
- **AI crawlers get the page.** GPTBot, ClaudeBot and PerplexityBot all got a normal response.
- **Structured data found (BankOrCreditUnion).** address
- **Booking on your own site.** Agents can book without going through a marketplace.

## Where it stands
50 of 320 in Tampa cafes and bars. Top 16% of the sites scanned in this index.

| What the top 10% of the index does | Top 10% | This site |
|---|---|---|
| Take bookings or orders on their own domain | 100% | yes |
| Publish the menu or price list as HTML | 100% | no |
| Let AI crawlers in (no block at the server or in robots.txt) | 94% | yes |
| Structured data with address, phone and hours | 33% | no |
| Have an llms.txt | 48% | no |

Nearest places in the index: Tim Hortons Cafe Express // Amalie Arena (D, 4 m, https://directindex.org/r/timhortons.com); Diamond Crown Cigar Lounge (C, 8 m, https://directindex.org/r/jcnewman.com); Fergs Live Sports Bar (B, 141 m, https://directindex.org/r/fergslive.com); Punch Room (C, 152 m, https://directindex.org/r/editionhotels.com); Newks Cafe (F, 162 m, https://directindex.org/r/newk.com); Alter Ego (B, 184 m, https://directindex.org/r/alteregotampa.com); Beacon Rooftop Tampa (C, 192 m, https://directindex.org/r/beacontampa.com); Columbia Cafe (C, 196 m, https://directindex.org/r/columbiarestaurant.com); SiX Tampa (B, 207 m, https://directindex.org/r/sixtampa.com); Pura Vida Miami (C, 227 m, https://directindex.org/r/puravidamiami.com).

## What assistants answer
The assistants haven't been asked about this business yet. They're asked about the top-ranked businesses in each city index, and about any business as soon as it's claimed. Claim this page to be included.


See what an AI agent reads on this site: https://directindex.org/r/pnc.com/agent-view

## Businesses like PNC Bank Club in Tampa cafes and bars

| Group | Sites | Avg score | A or B | This site |
|---|---|---|---|---|
| Businesses of the same kind in Tampa cafes and bars | 320 | 53% | 32% | 78.5% |

The best of the businesses of the same kind in Tampa cafes and bars: Beef 'O' Brady's Palma Ceia (A 100%, https://directindex.org/r/beefobradys.com); Fast Jacks Breakfast (A 100%, https://directindex.org/r/jacksonsbistro.com); Rusty's Cafe & Lounge (A 97.5%, https://directindex.org/r/therustypelicantampa.com); Planet Smoothie (A 96.3%, https://directindex.org/r/planetsmoothie.com); Walk-On's Sports Bistreaux (A 95%, https://directindex.org/r/walk-ons.com).

With the two fixes above (No menu or price list found; Structured data is incomplete), the score would be about 95.4%. That would be 5th of 320 in Tampa cafes and bars, up from 50th.

## The direct record
What agents get for PNC Bank Club, as JSON: https://directindex.org/api/direct/pnc.com
- Book: https://www.pnc.com/en/apps/appointment-setting/schedule-appointment.html?appointmentTypeGroupId=digital&appointmentTypeId=mcas001d&questionId__propid=DOT_NEWNAV (own site; found by the scan of 2026-11-12, not yet tested)
- Order: none on record
- Menu: none on record
- Hours: none on record
- Phone: (813) 888-6756
- Stable links that count: https://directindex.org/go/pnc.com/book

## Can an agent transact?
Measured, not scored (the score stays at spec v1.0).
- UCP profile (/.well-known/ucp, Google and Shopify's Universal Commerce Protocol): no
- ACP discovery document (/.well-known/acp.json, OpenAI and Stripe's Agentic Commerce Protocol): no
- MCP server card (/.well-known/mcp/server-card.json): no
- Ordering vendor that takes agent orders (Square, Toast, or a vendor whose terms allow agents): no

## Score breakdown
| Component | Points | Available |
|---|---|---|
| Reachable | 25 | 25 |
| Readable | 11 | 25 |
| Actionable | 15 | 15 (the action test: pending) |
| Cited | 0 | 0 (the assistant citation check: pending) |

## Agent readiness (Cloudflare)
Level 1 of 5, Basic Web Presence. Cloudflare's report: https://isitagentready.com/pnc.com
- Link headers on the homepage: no (how: https://isitagentready.com/.well-known/agent-skills/link-headers/SKILL.md)
- sitemap.xml: yes
- AI bot rules in robots.txt: yes
- Content Signals in robots.txt: no (how: https://isitagentready.com/.well-known/agent-skills/content-signals/SKILL.md)
- Markdown on Accept: text/markdown: no (how: https://isitagentready.com/.well-known/agent-skills/markdown-negotiation/SKILL.md)
- llms.txt: no (how: https://isitagentready.com/.well-known/agent-skills/llms-txt/SKILL.md)
- API catalog (RFC 9727): no (how: https://isitagentready.com/.well-known/agent-skills/api-catalog/SKILL.md)
- MCP server card: no (how: https://isitagentready.com/.well-known/agent-skills/mcp-server-card/SKILL.md)
- A2A agent card: no (how: https://isitagentready.com/.well-known/agent-skills/a2a-agent-card/SKILL.md)
- Agent Skills index: no (how: https://isitagentready.com/.well-known/agent-skills/agent-skills/SKILL.md)
- OAuth or OIDC discovery: no (how: https://isitagentready.com/.well-known/agent-skills/oauth-discovery/SKILL.md)
- OAuth protected resource metadata: no (how: https://isitagentready.com/.well-known/agent-skills/oauth-protected-resource/SKILL.md)
- auth.md: no (how: https://isitagentready.com/.well-known/agent-skills/auth-md/SKILL.md)
- Web Bot Auth key directory: no (how: https://isitagentready.com/.well-known/agent-skills/web-bot-auth/SKILL.md)
- ARD capability manifest: no (how: https://isitagentready.com/.well-known/agent-skills/ard/SKILL.md)
- DNS-AID records: no (how: https://isitagentready.com/.well-known/agent-skills/dns-aid/SKILL.md)
- WebMCP tools on the page: no (how: https://isitagentready.com/.well-known/agent-skills/webmcp/SKILL.md)
- JSON-LD for the business: yes

Keep watching this business (https://directindex.org/r/pnc.com/plan): the assistants are asked again every month, and you see what changed. 2 EUR a month or 19 EUR a year.
Deep report: https://directindex.org/r/pnc.com/deep. Ten questions phrased the way people ask them, each assistant's full answer, the eight nearest similar places, the fix plan and a PDF. 5 EUR, paid once. Reading and scanning stay free. These few euros pay for the questions sent to the assistants and for the servers.
Methodology: https://directindex.org/methodology · Rescan now: https://directindex.org/scan?url=pnc.com&force=1
