# Hulpkas voor Ziekte- en Invaliditeitsverzekering (HZIV): Agent-Direct Score D (50.8%)

Site: https://www.caami-hziv.fgov.be
Report: https://directindex.org/r/fgov.be
Scanned: 2026-10-19 (Provisional, with the action test and the assistant citation check still to come. The hatched part of the bar isn't measured yet.)
Hulpkas voor Ziekte- en Invaliditeitsverzekering (HZIV) is hard for agents to use.
An AI assistant can open Hulpkas voor Ziekte- en Invaliditeitsverzekering (HZIV)'s website. It can't find a menu or price list, so it answers from other sites. It can't find a link to book or order online.

## Direct links
- Phone: 09 269 54 00

## What to fix first
- Languages: German, English, French, Dutch

- **No online booking link on the website.** (+15 points) There's no link on the site for an agent to follow. If you take bookings or orders through a platform, link to it from the site so agents can find it. Add an online appointment page on your own domain. Guide: https://directindex.org/guides/book-direct-on-your-own-website
- **Structured data is incomplete.** (+7 points) Missing: address, telephone, opening hours. Guide: https://directindex.org/guides/structured-data-restaurant
- **No list of services and prices found.** (+7 points) Agents answer 'what do they treat and what does it cost?' from directories instead. Add a page that lists services and prices as text, and link to it from the homepage. Guide: https://directindex.org/guides/menu-pdf-ai
- **No llms.txt.** (no points, but worth doing) Optional for now and cheap to add. It's a short text file that describes the business for language models. Guide: https://directindex.org/guides/llms-txt-for-a-business

## Fix kit: What to paste

Structured data (JSON-LD). Paste it as one block in the page's head, or in the builder's custom code box. Change anything that's wrong.

```html
<script type="application/ld+json">
{
  "@context": "https://schema.org",
  "@type": "Organization",
  "name": "Hulpkas voor Ziekte- en Invaliditeitsverzekering (HZIV)",
  "url": "https://www.caami-hziv.fgov.be",
  "telephone": "09 269 54 00",
  "address": "Franklin Rooseveltlaan 91, 9000, Gent",
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 51.046466499419935,
    "longitude": 3.7300515174865723
  }
}
</script>
```

llms.txt. Save as /llms.txt at the root of the site.

```
# Hulpkas voor Ziekte- en Invaliditeitsverzekering (HZIV)

> organization in Franklin Rooseveltlaan 91, 9000, Gent, Ghent dentists, clinics and vets. Phone 09 269 54 00.

## About

- Website: https://www.caami-hziv.fgov.be
- This file follows llms.txt (https://llmstxt.org): a short plain-text description for language models.
```

## Already right
- **robots.txt lets AI crawlers in.** No rule blocks the main AI user agents.
- **AI crawlers get the page.** GPTBot, ClaudeBot and PerplexityBot all got a normal response.
- **Structured data found (Organization).** no address, phone or hours in it

## Where it stands
166 of 352 in Ghent dentists, clinics and vets. Top 47% of the sites scanned in this index.

| What the top 10% of the index does | Top 10% | This site |
|---|---|---|
| Take bookings or orders on their own domain | 97% | no |
| Publish the menu or price list as HTML | 8% | no |
| Let AI crawlers in (no block at the server or in robots.txt) | 92% | yes |
| Structured data with address, phone and hours | 8% | no |
| Have an llms.txt | 25% | no |

Nearest places in the index: Gandacura (D, 198 m, https://directindex.org/r/gandacura.be); J. Van den Daele (D, 200 m, https://directindex.org/r/janvandendaele.be); Radiologie Gent Zuid (C, 204 m, https://directindex.org/r/rxgentzuid.be); Vlaamse Beroepsvereniging Tandartsen (C, 253 m, https://directindex.org/r/vbt.be); Roosevelt (D, 355 m, https://directindex.org/r/huisartsroosevelt.be); Clinique Dermatologie Gent (C, 408 m, https://directindex.org/r/dermatologiegent.be); Faceland (D, 411 m, https://directindex.org/r/facelandclinic.com); Huidscan Gent (C, 425 m, https://directindex.org/r/huidscan.be); Kine-Gent-Zuid (C, 449 m, https://directindex.org/r/kine-gent-zuid.be); Kineozuid (C, 543 m, https://directindex.org/r/kineozuid.be).

## What assistants answer
The assistants haven't been asked about this business yet. They're asked about the top-ranked businesses in each city index, and about any business as soon as it's claimed. Claim this page to be included.


See what an AI agent reads on this site: https://directindex.org/r/fgov.be/agent-view

## Businesses like Hulpkas voor Ziekte- en Invaliditeitsverzekering (HZIV) in Ghent dentists, clinics and vets

| Group | Sites | Avg score | A or B | This site |
|---|---|---|---|---|
| Businesses of the same kind in Ghent dentists, clinics and vets | 352 | 49% | 10% | 50.8% |

The best of the businesses of the same kind in Ghent dentists, clinics and vets: Huisartsenpraktijk De Waele - Van Baeveghem (B 84.6%, https://directindex.org/r/dewaele.com); Uriage (B 84.6%, https://directindex.org/r/uriage.pt); Wit-Gele Kruis (B 84.6%, https://directindex.org/r/witgelekruis.be); Kine Modest (B 80%, https://directindex.org/r/modest.gent); Kinepraktijk Stipt. (B 80%, https://directindex.org/r/praktijkstipt.be).

With the three fixes above (No online booking link on the website; Structured data is incomplete; No list of services and prices found), the score would be about 95.4%, which would be first of 352 in Ghent dentists, clinics and vets.

## The direct record
What agents get for Hulpkas voor Ziekte- en Invaliditeitsverzekering (HZIV), as JSON: https://directindex.org/api/direct/fgov.be
- Book: none on record
- Order: none on record
- Menu: none on record
- Hours: none on record
- Phone: 09 269 54 00

## Can an agent transact?
Measured, not scored (the score stays at spec v1.0).
- UCP profile (/.well-known/ucp, Google and Shopify's Universal Commerce Protocol): no
- ACP discovery document (/.well-known/acp.json, OpenAI and Stripe's Agentic Commerce Protocol): no
- MCP server card (/.well-known/mcp/server-card.json): no
- Ordering vendor that takes agent orders (Square, Toast, or a vendor whose terms allow agents): no

## Score breakdown
| Component | Points | Available |
|---|---|---|
| Reachable | 25 | 25 |
| Readable | 8 | 25 |
| Actionable | 0 | 15 (the action test: pending) |
| Cited | 0 | 0 (the assistant citation check: pending) |

## Agent readiness (Cloudflare)
Level 1 of 5, Basic Web Presence. Cloudflare's report: https://isitagentready.com/fgov.be
- Link headers on the homepage: no (how: https://isitagentready.com/.well-known/agent-skills/link-headers/SKILL.md)
- sitemap.xml: yes
- AI bot rules in robots.txt: yes
- Content Signals in robots.txt: no (how: https://isitagentready.com/.well-known/agent-skills/content-signals/SKILL.md)
- Markdown on Accept: text/markdown: no (how: https://isitagentready.com/.well-known/agent-skills/markdown-negotiation/SKILL.md)
- llms.txt: no (how: https://isitagentready.com/.well-known/agent-skills/llms-txt/SKILL.md)
- API catalog (RFC 9727): no (how: https://isitagentready.com/.well-known/agent-skills/api-catalog/SKILL.md)
- MCP server card: no (how: https://isitagentready.com/.well-known/agent-skills/mcp-server-card/SKILL.md)
- A2A agent card: no (how: https://isitagentready.com/.well-known/agent-skills/a2a-agent-card/SKILL.md)
- Agent Skills index: no (how: https://isitagentready.com/.well-known/agent-skills/agent-skills/SKILL.md)
- OAuth or OIDC discovery: no (how: https://isitagentready.com/.well-known/agent-skills/oauth-discovery/SKILL.md)
- OAuth protected resource metadata: no (how: https://isitagentready.com/.well-known/agent-skills/oauth-protected-resource/SKILL.md)
- auth.md: no (how: https://isitagentready.com/.well-known/agent-skills/auth-md/SKILL.md)
- Web Bot Auth key directory: no (how: https://isitagentready.com/.well-known/agent-skills/web-bot-auth/SKILL.md)
- ARD capability manifest: no (how: https://isitagentready.com/.well-known/agent-skills/ard/SKILL.md)
- DNS-AID records: no (how: https://isitagentready.com/.well-known/agent-skills/dns-aid/SKILL.md)
- WebMCP tools on the page: no (how: https://isitagentready.com/.well-known/agent-skills/webmcp/SKILL.md)
- JSON-LD for the business: yes

Keep watching this business (https://directindex.org/r/fgov.be/plan): the assistants are asked again every month, and you see what changed. 2 EUR a month or 19 EUR a year.
Deep report: https://directindex.org/r/fgov.be/deep. Ten questions phrased the way people ask them, each assistant's full answer, the eight nearest similar places, the fix plan and a PDF. 5 EUR, paid once. Reading and scanning stay free. These few euros pay for the questions sent to the assistants and for the servers.
Methodology: https://directindex.org/methodology · Rescan now: https://directindex.org/scan?url=fgov.be&force=1
